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For example, (a) provides that, “[n]otwithstanding any other provision, pursuant to a consent agreement agreed to by the Bureau, a person may voluntarily consent to the Bureau's collection12 U.
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The Bureau also solicits comment on the proposed standard for substantially smaller payments and on alternatives—such as a specific percentage decrease in the size of payments relative to payments on the outstanding loan—that would adequately protect consumers while reducing burden on lenders.
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The days of predatory lenders writing home equity loans that borrowers couldn't afford came to a crashing end with the 2008 financial crisis, but that doesn't mean you can relax your guard.
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