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They want the best for their shareholders, which may involve paying customers less than customers would like.
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It is very, very rare to see a bank offer a lower rate on an SBA 7a loan than that.
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Except in cases of willfulness or those in which the public interest requires otherwise, prior to suspension or revocation under paragraph (g) of this section, the Bureau will provide written notice of the facts or conduct that may warrant the suspension or revocation and an opportunity for the entity or information system to demonstrate or achieve compliance with this section or otherwise address the Bureau's concerns.
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And associates would in turn be counter productive because they are over worked and do not get to enjoy much time off.
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