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Stephen Weiss said Stumpf has done "a great job" but that what the company has admitted to is "disgraceful" but that what's "really disgraceful" is how Congress is handling this.
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Other potential consumer protection issues include the implications of data analytics rather than traditional repayment capacity analysis as a basis for underwriting, high interest rates, and lack of rigorous regulation in many markets.
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households that had used a payday loan in the prior year had also used a vehicle title loan.
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Information about the vehicle title market is more limited than with respect to the payday industry because there are currently no publicly traded vehicle title loan companies, most payday lending companies that offer vehicle title loans are not publicly traded, and less information is generally available from State regulators and other sources.
Contact the Office of Financial Aid for further details.
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The following are examples of situations in which a lender obtains a leveraged payment mechanism under § 1041.
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