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In 2000, the Office of the Comptroller of the Currency (OCC) issued an advisory letter alerting national banks that the OCC had significant safety and soundness, compliance, and consumer protection concerns with banks entering into contractual arrangements with vendors seeking to avoid certain State lending and consumer protection laws.
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In addition to the new loan, all covered short-term loans made to the consumer during the consecutive 12-month period under either § 1041.
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The Bureau has been shortlisted for or won nearly 30 prestigious journalism awards since it launched in April 2010.
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