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One trade association representing traditional finance companies has described the underwriting process used by these lenders as evaluating the borrower's “stability, ability, and willingness” to repay the loan.
See also (A) through (C) (authorizing, with respect to persons described in section 1024, the Bureau to “require reports and conduct examinations .
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I will have to double check and see if they took collateral or not.
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Not a clue what that is like, just a guy speaking here.
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