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If your loan is in default, which includes collections, there are a ton of potential consequences.
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Similarly, with respect to comment 6(e)-3, the Bureau believes that permitting a lender to overcome the presumption of unaffordability in these circumstances would be appropriate because an increase in the consumer's expected net income or decrease in the consumer's expected payments on major financial obligations since obtaining the prior loan may materially impact the consumer's financial capacity such that a prior unaffordable loan, including difficulty repaying an outstanding loan, may not be probative as to the consumer's ability to repay a new covered short-term loan.
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These lenders might, in some cases, decide to continue to make these loans, or make similar loans that otherwise pose lower credit risk, such as loans for smaller amounts, without taking the security interest in a vehicle.The students then passed the majority of the funds to another group member and kept a portion of the refund as payment for the use of their bank accounts to conduct the scheme, 3 month payday loans.
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